Due to the federal Check 21 law, banks are beginning to allow businesses to make their daily deposits using the Web. The latest bank to begin offering this service is InsurBanc. Their new Virtual Deposit Delivery system allows you to electronically submit checks for deposit utilizing a high performance scanner and a PC with an Internet connection at your local office without having to go to the bank. The benefits include saving time and money by eliminating trips to the bank, improved cash flow because funds are available faster, and reduced credit risk due to faster returned-check notification.

The service is easy to use. You simply log onto the system, scan the checks and verify the data, and then send the images to the bank for processing. Additional information can be obtained at [1] www.insurbanc.com.